Introduction
The Mukhyamantri Majhi Ladki Bahin Yojana, also known simply as Ladki Bahin Yojana, is a welfare scheme launched by the Maharashtra government to support women financially. Under this scheme, eligible women receive ₹1,500 per month directly into their bank accounts.
However, to continue receiving benefits, completing the eKYC process has now been made mandatory. This means every beneficiary must verify her identity and details online through Aadhaar and related documents. In this article, you’ll find a complete and simple guide about the ladki bahin yojana ekyc process, including eligibility, required documents, steps to complete, deadlines, and FAQs.
Table of Contents
What is eKYC and Why is it Mandatory?
- eKYC stands for Electronic Know Your Customer — a digital verification process using Aadhaar and other documents.
- The government discovered that about 26.34 lakh ineligible names were added to the list of beneficiaries (including men and non-residents).
- To maintain transparency and ensure only the right women receive financial support, the government has made eKYC compulsory for all beneficiaries.
Eligibility Criteria
Before starting the ladki bahin yojana ekyc process, it’s important to check if you are eligible:
- Must be a woman aged between 21 and 65 years.
- Must be a resident of Maharashtra.
- Annual family income should not exceed ₹2,50,000.
- Must have a bank account linked with Aadhaar.
- Government employees or women with higher income/pension are not eligible.
Required Documents for Ladki Bahin Yojana eKYC Process
Keep these documents ready before starting the eKYC process:
- Aadhaar Card
- Mobile number linked with Aadhaar
- Bank account details
- Proof of residence (such as residence certificate, ration card, school leaving certificate, etc.)
Ladki Bahin Yojana eKYC Process: Step-by-Step
Here’s a simple breakdown of how to complete the ladki bahin yojana ekyc process online:
| Step | Action |
|---|---|
| 1. Visit the Official Portal | Go to ladakibahin.maharashtra.gov.in. |
| 2. Login | Use your registered mobile number and password/OTP to log in. |
| 3. Select eKYC Option | On the homepage, click on “e-KYC” or “Verify eKYC”. |
| 4. Enter Aadhaar & OTP | Enter your Aadhaar number; an OTP will be sent to your registered mobile. Fill it in. |
| 5. Upload Documents | Upload Aadhaar, proof of address, and bank details as required. |
| 6. Verify Details | Cross-check all the details and make corrections if needed. |
| 7. Submit | Click on “Submit” or “Verify” to complete the process. |
Deadline and Consequences of Missing eKYC
- The government has given two months to complete the eKYC process.
- If you fail to complete it within the deadline, your monthly benefit of ₹1,500 will stop until verification is done.
- This verification will be required every year to continue receiving assistance.
Benefits and Precautions
Benefits:
- Ensures that only eligible women get the scheme’s benefits.
- Prevents fraud and eliminates ineligible beneficiaries.
- Increases transparency in government schemes.
Precautions:
- Complete eKYC only on the official government website.
- Enter details exactly as they appear on Aadhaar (name, DOB, address).
- Make sure your mobile number and bank account are linked with Aadhaar.
- If you face difficulty using the portal, seek help at local service centers, Anganwadi centers, or through community assistance.
Frequently Asked Questions (FAQs) on Ladki Bahin Yojana eKYC Process
Q1: Why is Ladki Bahin Yojana eKYC necessary?
A: To remove ineligible beneficiaries and ensure only the right women get financial assistance.
Q2: Where can I do eKYC?
A: On the official portal: ladakibahin.maharashtra.gov.in.
Q3: What happens if I don’t complete eKYC within two months?
A: You won’t receive the next installment until eKYC is completed.
Q4: Do I need to complete eKYC every year?
A: Yes, annual eKYC is mandatory to continue receiving benefits.
Q5: Can I do eKYC at home?
A: Yes, you can complete it online using your phone or computer. If not comfortable, visit a government help center or Anganwadi for assistance.
Conclusion
The ladki bahin yojana ekyc process is an important step to make sure government aid reaches the right women. If you are a beneficiary, here’s what you should do:
- Check your eligibility
- Keep required documents ready
- Visit the official portal and complete eKYC
- Finish it within the deadline to avoid stoppage of benefits
Remember — the government has given a two-month window to complete this process. Don’t delay; complete your eKYC today and continue receiving your ₹1,500 monthly financial support without interruption.
